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Collective Liquidity vs Accumulator

Equity pooling portfolios vary - review Collective Liquidity's downside protection and valuation approach. Under certain assumptions, cash-out costs can approach 50%.

1. Check how the two Equity Pooling models compare across interest and fees, and portfolio risk

Accumulator

Collective Liquidity

Cash-out fee 1
12.5%
up to 50%
Management fee
0%
1.75%
Incentive Fee
7.5%
15% carry
Cash-out structure
Direct
Cash-out with repayment

Information above is based on publicly available materials as of December 15, 2025 and may vary. All numerical examples are illustrative estimates, not predictions, and depend on stated assumptions. This content is for informational purposes only and is not investment, legal, or tax advice.Prospective participants should verify all current terms directly with each provider.

Comparative fee structures reflect selected examples and publicly disclosed terms as of the time of publication. Providers may offer alternative pricing, negotiated terms, or updated structures not reflected here.

1 Cash-out is achieved through gradual portfolio pay outs which are not guaranteed and depend on performance and market conditions.

2. Before committing, review how portfolio stage composition may affect downside protection 2

Accumulator

Late-stage icons based on current valuations

Collective Liquidity

Late-stage companies based on internal valuations*

Company examples sourced from the Collective Liquidity website as of December 15, 2025. Portfolio composition may change.

2 Risk profile descriptions reflect generalized structural characteristics and are not investment suitability assessments. Individual investor risk tolerance and objectives may differ.

3. Accumulator vs. Collective Liquidity: Side-by-Side Comparison

Fees

Public disclosures indicate that Collective Liquidity's total cash-out costs may exceed those of Accumulator, depending on structure and terms.

Accumulator

Collective Liquidity

Management Fee
0%
1.75%
Incentive Fee
7.5%
15% carry
Cash-out fees
12.5%
up to 50%

2 Illustrative scenarios only. Actual outcomes depend on portfolio performance and individual agreement terms.

Portfolio

Stage and asset mix influence volatility, liquidity and downside protection

Accumulator

Collective Liquidity

Stage
Late stage icons
Late stage + real estate exposure
Companies
SpaceX, Miro, Perplexity, Discord, Monzo
Outreach, Instabase, Attentive, Maven
Entry Valuation
Last-round or institutional valuation
Internally derived valuation

Product Ecosystem

Accumulator is fintech platform designed to solve the core challenges founders and shareholders face 3

Accumulator

Collective Liquidity

Exclusive unicorn-founder community
✓
–
Fundraising assistance
Hands-on
–

3 Descriptive terms are provided for illustration purposes and should not be interpreted as guarantees of involvement level or performance.

Cash-out

Collective Liquidity total cash-out costs under certain circumstances can reach up to 50% and will depend on the Fund's performance. Accumulator has always flat and transparent fee.  

Accumulator

Loan based cash-out

Cash-out Fees
12.5%
up to 50%
Downside protection
✓
structure-dependent

Let's connect to discuss Accumulator offer:

This material is provided for informational and comparative purposes only and does not constitute financial advice, investment advice, an offer, solicitation, or recommendation of any product or service. Any comparisons shown are illustrative, based on selected assumptions, and may not reflect all available market alternatives or individual outcomes. Logos and company names are used solely for illustrative comparison purposes. No affiliation, endorsement, or partnership is implied. Risk exposure characterization is generalized and may not reflect individual provider structures.

This material is provided for informational and comparative purposes only and does not constitute financial advice, investment advice or recommendation of any product or service.  Structural features described herein do not guarantee outcomes, liquidity or downside protection.   Any comparisons shown are illustrative, based on selected assumptions, and may not reflect all available market alternatives or individual outcomes.
‍
Further, this material is provided solely for informational purposes and intended for a limited audience of qualified investors, including “accredited investors” and, where applicable, “qualified purchasers,” as such terms are defined under U.S. federal securities laws. This material is not intended for, and should not be relied upon by, any other persons.  This material does not constitute an offer to sell or a solicitation of an offer to purchase any securities. Any offering of interests in an Accumulator-sponsored vehicle, if made, will be effected solely pursuant to definitive offering documents, including a private placement memorandum, limited partnership or operating agreement and related subscription materials, as applicable, which will be furnished to eligible and qualified investors on a confidential basis.

Insights

Accumulator Management I, II, IV LLC (the “Investment Manager”) and subsidiaries of Accumulator Holding LLC (the “Holding”) are not registered as investment advisers with the Securities and Exchange Commission or any state’s securities commission. The units of limited partnership interests (the “Units”) in Accumulator Pool I, II, IV L.P. (the “Fund”) are offered through private, non-public placements of Units, and such offerings have not been registered under the Securities Act of 1933, as amended, or under any state securities laws. The Units are sold for investment only pursuant to an exemption from registration with the Securities and Exchange Commission and in compliance with any applicable state or other securities laws.

The materials on this website are intended to be general background information on the Investment Managers, Funds and their activities. The information is supplied in a summary form and is therefore not necessarily complete.

Nothing on this website should be construed as an offer, invitation or recommendation in respect of any of the Investment Managers’, Holding’s or Funds’, or a solicitation of an offer to buy securities of any of the above mentioned entities in any jurisdiction. Nothing on this website shall form the basis of any contract or commitment.

No information on this website is intended to be relied upon as advice to investors or potential investors and does not take into account the investment objectives, financial situation or needs of any investor. All investors should consider such factors in consultation with a professional advisor of their choosing when deciding if an investment is appropriate.

All statements of opinion or belief on this website and all views expressed and statements made regarding future events represent Investment Managers’ own assessments and interpretations of information available to them. No representation is made, or assurances given that such statements or views are correct or that the objectives of the Funds will be achieved. Investors must determine for themselves what reliance (if any) they should place on such statements, views or forecasts, and no responsibility is accepted by the Investment Managers, Holding or Funds in respect thereof.

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